Volkswagen Protection Plus from Desjardins Volkswagen
Life can be unpredictable, which is why we offer the Volkswagen Protection Plus suite of products to protect your pride-and-joy from unexpected problems. These plans can be purchased together, or piecemeal, depending on your needs. Feel free to Contact Us for more information regarding these products!
Appearance Protection
Volkswagen Protection Plus Appearance Protection is all about maintaining the look of your VW both inside and out. Whether it’s the spilt coffee on the driver’s seat or a door ding from someone carelessly opening their door in the parking lot, Appearance Protection has got you covered.
Benefits:
- Genuine Volkswagen parts
- Fully transferable
- 60-day money-back guarantee
- Coverage in both Canada and continental U.S.
- No deductible during contract term for any covered benefits
Coverage:
- Interior protection
- Paint repair
- Car rental benefit
- Headlight/taillight protection
- Curb scuff repair
- Paintless dent removal
- Key and keyless entry remote replacement
- Front windshield replacement
- Tire and wheel protection
Loan Protection
If you’re leasing or financing your Volkswagen, the Loan Protection plan is designed to protect you and your loved ones in the event that you are no longer able to make payments. This plan is broken down into four separate coverages:
Life Coverage
In the unfortunate event of your death, Life Coverage pays out the remaining balance of your loan to ensure that your Volkswagen remains with your beneficiary or estate.
Critical Illness Coverage
This coverage protects your financial commitment in the event you suffer a heart attack, stroke, or are diagnosed with a life-threatening cancer. The coverage will make your financial payments to ensure the vehicle remains with you and your family.
Loss of Employment Coverage
As the name explains, Loss of Employment coverage protects you if you lose your livelihood through no fault of your own. The coverage will continue making payments while you retain possession of your Volkswagen.
Disability Coverage
If you become disabled for a covered medical reason, no matter where the injury occured, Disability Coverage will continue making payments on your behalf.
Benefits
- Claim benefits are usually received tax-free
- In most cases no medical exam or underwriting is required
- Most full-time occupations are eligible
- No age, height, weight, or smoking status premium surcharge
- Can be cancelled at any time
- Can protect credit standing
If you’re leasing or financing your Volkswagen, the Loan Protection plan is designed to protect you and your loved ones in the event that you are no longer able to make payments. This plan is broken down into four separate coverages:
Life Coverage
In the unfortunate event of your death, Life Coverage pays out the remaining balance of your loan to ensure that your Volkswagen remains with your beneficiary or estate.
Critical Illness Coverage
This coverage protects your financial commitment in the event you suffer a heart attack, stroke, or are diagnosed with a life-threatening cancer. The coverage will make your financial payments to ensure the vehicle remains with you and your family.
Loss of Employment Coverage
As the name explains, Loss of Employment coverage protects you if you lose your livelihood through no fault of your own. The coverage will continue making payments while you retain possession of your Volkswagen.
Disability Coverage
If you become disabled for a covered medical reason, no matter where the injury occured, Disability Coverage will continue making payments on your behalf.
Benefits:
- Claim benefits are usually received tax-free
- In most cases no medical exam or underwriting is required
- Most full-time occupations are eligible
- No age, height, weight, or smoking status premium surcharge
- Can be cancelled at any time
- Can protect credit standing
Should you need to replace your Volkswagen in the event of a total loss, this coverage gives you several options to help resolve the issue.
Negative Equity Privilege
If your vehicle is a total write-off but the balance on your loan is more than what the vehicle was worth, Negative Equity Privilege steps in. By providing an in-store loyalty credit for the difference between the insurer settlement amount and the remaining loan balance, this program will help you replace your VW.
Total Loss Event Privilege
If your Volkswagen is a total loss, many insurers will only pay fair market value for your vehicle. With Total Loss Event Privilege you’ll receive a fixed in-store credit towards a replacement vehicle to help offset the cost of purchasing a new vehicle.
Partial Loss Event Privilege
In the event of a fender-bender or other incident that results in a damage record on your VW’s history report, this can reduce the resale value of the said vehicle. Partial Loss Event Coverage provides an in-store loyalty credit to help make up for the loss in resale value.
Theft Event Privilege
If your Volkswagen is stolen and isn’t recovered, you are eligible for a fixed in-store loyalty credit towards a replacement vehicle.
Benefits
- Payable in affordable monthly installments
- 60-day money back guarantee
This coverage protects you against unexpected breakdowns for up to 10 years or 200,000 kilometers! And with 24-hour roadside assistance, trip interruption protection, as well as vehicle rental benefits you’ll never have to worry about what happens should your vehicle suffers a breakdown. And with 4-star and 5-star plans you’ll even get reimbursed if you never make a claim during your term of coverage.
Levels of Coverage
- 5 Star: Supreme coverage on all components except for a select list of exclusions. Available on all new, certified pre-owned and used Volkswagen vehicles.
- 4 Star: Extensive coverage on the powertrain and many other critical components. Available on all new, certified pre-owned, and used Volkswagen vehicles.
- 3 Star: Essential coverage on major powertrain components for your new, certified pre-owned, or used Volkswagen. Maximum coverage limit of $4,000 per visit.
Benefits
- Genuine VW parts and certified VW technicians
- Trip interruption reimbursement ($100 per day, up to $500 per repair visit)
- Rental benefit ($50 per day, up to $200 per visit)
- Transferable upon sale of your Volkswagen
- Claims Free Reward Benefit on select plans
- Multiple deduction options including $0 deductible
- Coverage in Canada and continental U.S.
24 Hour Roadside Assistance
- Towing
- Battery jump-starting
- Lock-out service
- Fuel delivery
- Winching
- Flat tire changes
Leases Excess Wear Waiver
With this coverage you’ll never have to worry about additional costs you might incur when returning your Volkswagen. This coverage protects you against common lease excess wear costs up to $10,000.
What’s Covered
- Small dents
- Windshield and other glass/lens damage
- Upholstery damage
- Damaged wheels
- Paint scratches
- Bumper damage
- Worn tires
Benefits
- Lease excess wear costs are waived
- No deductible
- Coverage up to $10,000
- Fully transferable to a new lease
- Cancellable within 60 days